Our solutions

How can we help you?

It can be a frustrating task trying to find a bank who understands your financial business needs.  Having key relationships within 7 leading banks and 18 alternative lenders within South Africa, we are ideally positioned to ensure your business receives the correct finance solution to best suit your business.

Working Capital

Does your business enjoy the most effective and efficient solution for the day-to-day running of your business?  We will ensure your business receives the correct financial solution for the purpose and at the right pricing. Through analysing your business’ financial standing, we will consider the following products:

  • Overdraft
  • Invoice discounting
  • Debtor finance
  • Trade finance
  • Stock order finance,
  • Purchase order finance
  • Bridging finance
  • Treasury and fo

Event-based Solutions

GCE Event based finance

Does your business require structured finance to purchase/obtain any of the following:

  • Moveable assets e.g. plant, equipment, vehicles (basically anything with a serial number)
  • Fleet management
  • Yellow metal
  • Aircraft
  • Trucks and trailers
  • Solar/alternative energy funding
  • Mergers, Acquisitions, Management Buy-outs and Buy-ins
  • Purchase of new franchise outlets as well as revamps or expansion of existing franchise businesses
  • Commercial property finance eg factories, offices and office parks, shopping centres, warehouses, townhouse developments etc.
  • BEE financing and assistance with BEE requirements
  • Agri finance – primary and secondary, cash flow compilation and agri viability studies

Corporate Banker on Retainer

GCE Business Solutions will act as Corporate Banker for you and be the liaison between you and the Bank for ALL Bank related and agreed to functions.

  • Complete a full review of the Company’s present Banking facilities enjoyed, investigating the existing credit facilities together with the terms and conditions, covenants, security held in support there to establish the suitability for the company
  • Assist with the Company’s initial Annual Review of facilities and on-going Bank Reviews
  • Understand the Company’s future expansion strategy and assist with equipping them with the correct funding structure to allow the Company to the achieve these goals
  • Advise on Risk Management techniques and strategies that may potentially enhance the Company’s lending structure
  • Monitor the Company’s Budget/Cash Flow Forecast against actual expenditure.
  • Provide an on-going monthly or quarterly monitoring service for managing the financial covenants that a Bank/Finance House may require reporting on and provide a Risk Mitigation Report to the Bank should the covenants be breached
  • Provide advice on the Company’s Treasury Management and Forex Management and provide access to GCE Business Solutions’ partner in need
  • Be an independent voice on the Company’s Board / Exco with regard to the funding structure and banking facilities of the Group
  • Recommend any additional key services your company may require e.g. short and long term insurance, BEE solutions and energy saving solutions

Additional Solutions

Through our affiliated and accredited specialist providers, we are able to offer:

  • Long term insurance, including keyman insurance
  • Optimal business structures for tax efficiencies and your company’s future goals
  • Short term insurance specific to your business requirements
  • Auditing and accounting services
  • Professional business valuations
  • Forex solutions
  • Freight and logistics
  • Access to international/foreign funding